They mostly steal money from cards using social engineering. This was stated by the head of the analytical department of BKF Bank Maxim Osadchiy, in response to Pravda’s question. Ru about in what cases it is dangerous to pay bank card.
According to the expert, scammers often trick them into giving the information they need, thanks to which they can withdraw money from the account. He noted that in this case financially illiterate people, as a rule, become victims of swindlers. Often retirees.
“The main tool of scammers is social engineering,” the specialist said.
Osadchy also stressed that on the Internet you can come across fake sites that are “encrypted” under the site of a bank, an online store, etc.
“Your money immediately goes to scammers. Moreover, they can fake the sites of large banks, changing, for example, one letter in the name of the resource. When a person makes a typo, he ends up on such a site, and only then – into the hands of scammers,” the source explained.
In order not to become a victim of swindlers, Osadchy recommended that the Russians observe the following rules:
- Do not give your card to strangers, for example, waiters in a restaurant (scammers can take a picture of the back of the card with a CVV code and start using it for their own purposes);
- Get acquainted with the latest information about the tricks of card scammers – they keep up with the times, regularly updating their methods;
- Use only trusted trading platforms and avoid money transactions on suspicious resources.